diff --git a/CoreCms.Net.Services/User/CoreCmsUserBankCardServices.cs b/CoreCms.Net.Services/User/CoreCmsUserBankCardServices.cs
index 28f45be7..f67cede3 100644
--- a/CoreCms.Net.Services/User/CoreCmsUserBankCardServices.cs
+++ b/CoreCms.Net.Services/User/CoreCmsUserBankCardServices.cs
@@ -144,7 +144,7 @@ namespace CoreCms.Net.Services
             {
                 foreach (var item in res)
                 {
-                    var areas =await _areaServices.GetAreaFullName(item.bankAreaId); ;
+                    var areas = await _areaServices.GetAreaFullName(item.bankAreaId); ;
                     item.bankAreaName = areas.status ? areas.data.ToString() : "";
                     item.cardNumber = UserHelper.BankCardNoFormat(item.cardNumber, 4, 4, '*');
                     item.cardTypeName = EnumHelper.GetEnumDescriptionByValue<GlobalEnumVars.BankType>(item.cardType);
@@ -313,17 +313,10 @@ namespace CoreCms.Net.Services
             var card = await _dal.QueryByClauseAsync(p => p.userId == userId && p.id == id);
             if (card != null)
             {
-                // 是否有默认
-                var defCard = await _dal.QueryByClauseAsync(p => p.userId == userId && p.isdefault == true);
-                if (defCard != null)
-                {
-                    await _dal.UpdateAsync(it => new CoreCmsUserBankCard() { isdefault = false },
-                        p => p.id == defCard.id);
-                    await _dal.UpdateAsync(it => new CoreCmsUserBankCard() { isdefault = true },
-                        p => p.id == card.id);
-                    jm.status = true;
-                    jm.msg = "保存成功";
-                }
+                await _dal.UpdateAsync(it => new CoreCmsUserBankCard() { isdefault = true }, p => p.id == card.id);
+                await _dal.UpdateAsync(it => new CoreCmsUserBankCard() { isdefault = false }, p => p.id != card.id && p.userId == userId);
+                jm.status = true;
+                jm.msg = "保存成功";
             }
             else
             {